Can I get a mortgage inspite of bad credit rating?

Yes, you surely can. A bad credit rating does not prevent you from getting a mortgage. A number of specialists provide mortgage loans to people who have faced County Court Judgements (CCJs) against their names or having poor credit history. Generally, a higher interest rate is charged in these cases. But any mortgage lender will be more than willing to offer you competitive interest rate if you intend to put collateral as a security.